Home Loan & Financing: Detailed Guide
Navigating the mortgage process for your Godrej home.
Securing a home loan for a Godrej property is generally seamless due to the brand's reputation.
Pre-Approval
It is advisable to get a pre-approved loan sanction. This defines your budget clearly and strengthens your negotiation position. Check our pricing to estimate your loan amount.
Partner Banks
Godrej Properties typically ties up with SBI, HDFC, ICICI, and Axis Bank. Opting for these preferred partners often results in faster processing and waiver of legal/technical fees.
Documents Required
Keep your KYC, last 6 months' bank statements, last 3 years' ITR, and salary slips handy. For business owners, P&L statements are key.
LTV Ratio
Banks typically fund 75% to 90% of the property value depending on the loan amount. Plan your down payment liquidity accordingly.